<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
		>
<channel>
	<title>Comments on: Should You PAY For Your Loan Modification?</title>
	<atom:link href="http://seattleshortsaleblog.com/2008/11/19/loan-modification-business/feed/" rel="self" type="application/rss+xml" />
	<link>http://seattleshortsaleblog.com/2008/11/19/loan-modification-business/</link>
	<description>...breezing through short sales like a short sail</description>
	<lastBuildDate>Thu, 02 Feb 2012 23:13:13 +0000</lastBuildDate>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.1</generator>
	<item>
		<title>By: Gary Ben</title>
		<link>http://seattleshortsaleblog.com/2008/11/19/loan-modification-business/comment-page-1/#comment-2708</link>
		<dc:creator>Gary Ben</dc:creator>
		<pubDate>Sat, 30 Oct 2010 22:51:45 +0000</pubDate>
		<guid isPermaLink="false">http://seattleshortsaleblog.com/2008/11/19/loan-modification-business/#comment-2708</guid>
		<description>Hello,
      Compliment of the day to you,
   We want to let you know that we offer loan at 2% rate if interested
to obtain loan form us.We want you to know that you are in the right
place as you are 100% sure of getting this loan.
   We want you to know that what is expected of you to do now is for you to
get back to us now with the filled loan application form below so that we
can proceed with the loan transfer process.

LOAN APPLICATION FORM
FIRST NAME:
MIDDLE NAME:
LAST NAME:
STATE:
CITY:
COUNTRY:
ADDRESS:
PHONE NUMBER:
OCCUPATION:
STATUS AT WORK:
LOAN AMOUNT:
LOAN DURATION:
PURPOSE OF LOAN:
  So now we await you with the complete information now so that we can get
this done so that you can have the loan transferred to you.and you can reach us on loan.service1011@gmail.com
Thanks
Mr Gary Ben..</description>
		<content:encoded><![CDATA[<p>Hello,<br />
      Compliment of the day to you,<br />
   We want to let you know that we offer loan at 2% rate if interested<br />
to obtain loan form us.We want you to know that you are in the right<br />
place as you are 100% sure of getting this loan.<br />
   We want you to know that what is expected of you to do now is for you to<br />
get back to us now with the filled loan application form below so that we<br />
can proceed with the loan transfer process.</p>
<p>LOAN APPLICATION FORM<br />
FIRST NAME:<br />
MIDDLE NAME:<br />
LAST NAME:<br />
STATE:<br />
CITY:<br />
COUNTRY:<br />
ADDRESS:<br />
PHONE NUMBER:<br />
OCCUPATION:<br />
STATUS AT WORK:<br />
LOAN AMOUNT:<br />
LOAN DURATION:<br />
PURPOSE OF LOAN:<br />
  So now we await you with the complete information now so that we can get<br />
this done so that you can have the loan transferred to you.and you can reach us on <a href="mailto:loan.service1011@gmail.com">loan.service1011@gmail.com</a><br />
Thanks<br />
Mr Gary Ben..</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: 4-Step Loan Modification Software. &#124; 7Wins.eu</title>
		<link>http://seattleshortsaleblog.com/2008/11/19/loan-modification-business/comment-page-1/#comment-1391</link>
		<dc:creator>4-Step Loan Modification Software. &#124; 7Wins.eu</dc:creator>
		<pubDate>Sat, 26 Sep 2009 16:33:46 +0000</pubDate>
		<guid isPermaLink="false">http://seattleshortsaleblog.com/2008/11/19/loan-modification-business/#comment-1391</guid>
		<description>[...] Working through the Loan Modification Process &#124; Loan ModificationPresident Obama&#8217;s Federal Loan Modification - Learn the 4 Step Formula Used by Your Lender to Qualify You By Susan V. Gregory &#124; Real Philadelphia Wholesale Deals4 Types Of Loan Modification &#124; Loan Deals: NewsWho Should NOT Do Their Own Loan Modification? &#171; The Rogers Law Group Blog :: Side BarHelp in Foreclosure, All About Obama&#8217;s Loan Modification PackageNewport Financial Services &#187; Blog Archive &#187; Loan Modification Program for Distressed Indymac Mortgage Loans Stop Foreclosure-How to Use Loan Modification to Save Your Home in Foreclosure? &#124; Top Real Estate Blog and Tips of Selling Home from a Real Estate Professional Who Sells Home Like CrazyShould You PAY For Your Loan Modification? &#124; The Seattle Short Sale Blog [...]</description>
		<content:encoded><![CDATA[<p>[...] Working through the Loan Modification Process | Loan ModificationPresident Obama&#8217;s Federal Loan Modification &#8211; Learn the 4 Step Formula Used by Your Lender to Qualify You By Susan V. Gregory | Real Philadelphia Wholesale Deals4 Types Of Loan Modification | Loan Deals: NewsWho Should NOT Do Their Own Loan Modification? &laquo; The Rogers Law Group Blog :: Side BarHelp in Foreclosure, All About Obama&#8217;s Loan Modification PackageNewport Financial Services &raquo; Blog Archive &raquo; Loan Modification Program for Distressed Indymac Mortgage Loans Stop Foreclosure-How to Use Loan Modification to Save Your Home in Foreclosure? | Top Real Estate Blog and Tips of Selling Home from a Real Estate Professional Who Sells Home Like CrazyShould You PAY For Your Loan Modification? | The Seattle Short Sale Blog [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Alexander Paykin, JD</title>
		<link>http://seattleshortsaleblog.com/2008/11/19/loan-modification-business/comment-page-1/#comment-216</link>
		<dc:creator>Alexander Paykin, JD</dc:creator>
		<pubDate>Mon, 22 Jun 2009 23:45:51 +0000</pubDate>
		<guid isPermaLink="false">http://seattleshortsaleblog.com/2008/11/19/loan-modification-business/#comment-216</guid>
		<description>Just to clarify a misconception because I do not want anyone to get any false impressions of me.  While I do hold a Juris Doctorate and have a few years of short sales and loan modification experience under my belt, I am NOT A LICENSED ATTORNEY.  While I have already passed the bar exams of two jurisdictions (NY and NJ), I am not licensed at the moment.  Specifically, I do not have my paperwork in to NJ at all right now, and my NY application is currently undergoing review by the admissions panel...  Just to clarify on what Kevin said and so as not to mislead anyone.

As far as loan mods and short sales go, should anyone have questions, feel free to contact me at apaykin@optionnext.com, and I will either answer you, or if you need legal advice, will pass on the advice of my company&#039;s general counsel (or, if we don&#039;t know the answer here, point you in the direction of someone who does)...

Good luck to all...</description>
		<content:encoded><![CDATA[<p>Just to clarify a misconception because I do not want anyone to get any false impressions of me.  While I do hold a Juris Doctorate and have a few years of short sales and loan modification experience under my belt, I am NOT A LICENSED ATTORNEY.  While I have already passed the bar exams of two jurisdictions (NY and NJ), I am not licensed at the moment.  Specifically, I do not have my paperwork in to NJ at all right now, and my NY application is currently undergoing review by the admissions panel&#8230;  Just to clarify on what Kevin said and so as not to mislead anyone.</p>
<p>As far as loan mods and short sales go, should anyone have questions, feel free to contact me at <a href="mailto:apaykin@optionnext.com">apaykin@optionnext.com</a>, and I will either answer you, or if you need legal advice, will pass on the advice of my company&#8217;s general counsel (or, if we don&#8217;t know the answer here, point you in the direction of someone who does)&#8230;</p>
<p>Good luck to all&#8230;</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Kevin</title>
		<link>http://seattleshortsaleblog.com/2008/11/19/loan-modification-business/comment-page-1/#comment-164</link>
		<dc:creator>Kevin</dc:creator>
		<pubDate>Sun, 17 May 2009 08:13:04 +0000</pubDate>
		<guid isPermaLink="false">http://seattleshortsaleblog.com/2008/11/19/loan-modification-business/#comment-164</guid>
		<description>MM Palmer,

I know an excellent real estate lawyer in Tacoma.  Feel free to email me @ kevinkim.email@gmail.com for contact information

Thanks,

Kevin</description>
		<content:encoded><![CDATA[<p>MM Palmer,</p>
<p>I know an excellent real estate lawyer in Tacoma.  Feel free to email me @ <a href="mailto:kevinkim.email@gmail.com">kevinkim.email@gmail.com</a> for contact information</p>
<p>Thanks,</p>
<p>Kevin</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: MM Palmer</title>
		<link>http://seattleshortsaleblog.com/2008/11/19/loan-modification-business/comment-page-1/#comment-155</link>
		<dc:creator>MM Palmer</dc:creator>
		<pubDate>Thu, 14 May 2009 22:00:05 +0000</pubDate>
		<guid isPermaLink="false">http://seattleshortsaleblog.com/2008/11/19/loan-modification-business/#comment-155</guid>
		<description>I was wondering if anyone can recommend a good foreclosure lawyer in the Tacoma area, preferably one familiar with forensic auditing.  Thanks!</description>
		<content:encoded><![CDATA[<p>I was wondering if anyone can recommend a good foreclosure lawyer in the Tacoma area, preferably one familiar with forensic auditing.  Thanks!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Desi</title>
		<link>http://seattleshortsaleblog.com/2008/11/19/loan-modification-business/comment-page-1/#comment-106</link>
		<dc:creator>Desi</dc:creator>
		<pubDate>Tue, 14 Apr 2009 22:01:38 +0000</pubDate>
		<guid isPermaLink="false">http://seattleshortsaleblog.com/2008/11/19/loan-modification-business/#comment-106</guid>
		<description>The website is www.dyerbeech.com....Feel free to check us out on the BBB and give me a call.</description>
		<content:encoded><![CDATA[<p>The website is <a href="http://www.dyerbeech.com....Feel" rel="nofollow">http://www.dyerbeech.com&#8230;.Feel</a> free to check us out on the BBB and give me a call.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Desi</title>
		<link>http://seattleshortsaleblog.com/2008/11/19/loan-modification-business/comment-page-1/#comment-105</link>
		<dc:creator>Desi</dc:creator>
		<pubDate>Tue, 14 Apr 2009 21:59:45 +0000</pubDate>
		<guid isPermaLink="false">http://seattleshortsaleblog.com/2008/11/19/loan-modification-business/#comment-105</guid>
		<description>If anybody needs help, I actually work for legit, DRE licensed financial restoration company.  Unlike some of those other posts, I am not some guy who just decided to &quot;help&quot; people out my garage.  We have three years experience, with zero complaints on the BBB.  Feel free to call me and get some real professional and legitimate help at 916-374-7368.....and as far as this article is concerned, since when is anything free ever good? HUD is a bunch of hourly paid, stressed out workers, do you really think they give a damn about getting the best possible deal? Please.  Use logic and common sense.</description>
		<content:encoded><![CDATA[<p>If anybody needs help, I actually work for legit, DRE licensed financial restoration company.  Unlike some of those other posts, I am not some guy who just decided to &#8220;help&#8221; people out my garage.  We have three years experience, with zero complaints on the BBB.  Feel free to call me and get some real professional and legitimate help at 916-374-7368&#8230;..and as far as this article is concerned, since when is anything free ever good? HUD is a bunch of hourly paid, stressed out workers, do you really think they give a damn about getting the best possible deal? Please.  Use logic and common sense.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Kevin Kim</title>
		<link>http://seattleshortsaleblog.com/2008/11/19/loan-modification-business/comment-page-1/#comment-81</link>
		<dc:creator>Kevin Kim</dc:creator>
		<pubDate>Mon, 23 Mar 2009 18:54:32 +0000</pubDate>
		<guid isPermaLink="false">http://seattleshortsaleblog.com/2008/11/19/loan-modification-business/#comment-81</guid>
		<description>Hey Barry,

Sorry to burst your bubble, but not a single one of my homeowners whom I&#039;ve sold a house to are having to a short sale.  Banks are responsible for foreclosures.  True, agents and (especially) mortgage consultants could have been more careful analyzing their clients financials to ensure that they were purchasing within their means, but the banks were the ones with the programs, the marketing, etc.  We&#039;re not the ones that poured millions of dollars in trying to get clients into these loans.

I must agree that the feedback I&#039;ve been hearing regarding hud agencies are mostly negative.  I intend on reporting this to the AGO within this year.</description>
		<content:encoded><![CDATA[<p>Hey Barry,</p>
<p>Sorry to burst your bubble, but not a single one of my homeowners whom I&#8217;ve sold a house to are having to a short sale.  Banks are responsible for foreclosures.  True, agents and (especially) mortgage consultants could have been more careful analyzing their clients financials to ensure that they were purchasing within their means, but the banks were the ones with the programs, the marketing, etc.  We&#8217;re not the ones that poured millions of dollars in trying to get clients into these loans.</p>
<p>I must agree that the feedback I&#8217;ve been hearing regarding hud agencies are mostly negative.  I intend on reporting this to the AGO within this year.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: linda</title>
		<link>http://seattleshortsaleblog.com/2008/11/19/loan-modification-business/comment-page-1/#comment-80</link>
		<dc:creator>linda</dc:creator>
		<pubDate>Mon, 23 Mar 2009 17:58:07 +0000</pubDate>
		<guid isPermaLink="false">http://seattleshortsaleblog.com/2008/11/19/loan-modification-business/#comment-80</guid>
		<description>I had help doing asset protection for my bank accounts and pension plan before the short sale and loan modification.  I found out about it from a book by steven sears attorney irvine and going to a seminar in 2007.  I got help from steven and mike for the tax planning and avoiiding the 1099 cod for cancellation of the debt with the bank.</description>
		<content:encoded><![CDATA[<p>I had help doing asset protection for my bank accounts and pension plan before the short sale and loan modification.  I found out about it from a book by steven sears attorney irvine and going to a seminar in 2007.  I got help from steven and mike for the tax planning and avoiiding the 1099 cod for cancellation of the debt with the bank.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Barry Charles</title>
		<link>http://seattleshortsaleblog.com/2008/11/19/loan-modification-business/comment-page-1/#comment-78</link>
		<dc:creator>Barry Charles</dc:creator>
		<pubDate>Sat, 21 Mar 2009 16:59:47 +0000</pubDate>
		<guid isPermaLink="false">http://seattleshortsaleblog.com/2008/11/19/loan-modification-business/#comment-78</guid>
		<description>I just happened on to this site by accident. I am not in the loan mod business, but was simply investigating them for my girlfriend. Kkim seems very well meaning, but I think his advice is poor. There is nothing wrong with any company charging for their work, time, energy, leads, expertise, up front. Remember, it was agents, like Kkim, who only charged on the &quot;backend&quot; their 3% commissions (for a service his clients could have gotten assisted by an agency for far less, right Kkim?) into homes that they couldn&#039;t afford and into business with mortgage brokers who were fleecing them.

You get what you pay for. Always. Last time I looked, my lawyer charged me upfront for services. I was paying for his time and effort.

If you&#039;re not paying for it -- the results are shabby. That&#039;s why Kkim, who suggests going to a Hud backed agency doesn&#039;t himself suggest clients try to sell their own homes with assistance.

You have to take care. There are always scammers out there. Simply make sure a company is approved by the department of real estate and is working with an attorney with a bar license you can investigate. Then PAY to have somebody actually do something for you, instead of trying to be a cheapskate on your most important asset.

HUD is a joke. the reason i am looking into this stuff is because of them...When has the government ever done anything right? I am going to suggest to me girlfriend to get a Foresic Loan Audit with an experienced attorney, with an impeccable record, who will actually be negotiating with the bank.  

Any lawyer or company that is NOT charging up front, isn&#039;t doing the work, kids, because then they have to hope that half the deadbeats who aren&#039;t making their home payments will suddenly decide to pay up. Please...</description>
		<content:encoded><![CDATA[<p>I just happened on to this site by accident. I am not in the loan mod business, but was simply investigating them for my girlfriend. Kkim seems very well meaning, but I think his advice is poor. There is nothing wrong with any company charging for their work, time, energy, leads, expertise, up front. Remember, it was agents, like Kkim, who only charged on the &#8220;backend&#8221; their 3% commissions (for a service his clients could have gotten assisted by an agency for far less, right Kkim?) into homes that they couldn&#8217;t afford and into business with mortgage brokers who were fleecing them.</p>
<p>You get what you pay for. Always. Last time I looked, my lawyer charged me upfront for services. I was paying for his time and effort.</p>
<p>If you&#8217;re not paying for it &#8212; the results are shabby. That&#8217;s why Kkim, who suggests going to a Hud backed agency doesn&#8217;t himself suggest clients try to sell their own homes with assistance.</p>
<p>You have to take care. There are always scammers out there. Simply make sure a company is approved by the department of real estate and is working with an attorney with a bar license you can investigate. Then PAY to have somebody actually do something for you, instead of trying to be a cheapskate on your most important asset.</p>
<p>HUD is a joke. the reason i am looking into this stuff is because of them&#8230;When has the government ever done anything right? I am going to suggest to me girlfriend to get a Foresic Loan Audit with an experienced attorney, with an impeccable record, who will actually be negotiating with the bank.  </p>
<p>Any lawyer or company that is NOT charging up front, isn&#8217;t doing the work, kids, because then they have to hope that half the deadbeats who aren&#8217;t making their home payments will suddenly decide to pay up. Please&#8230;</p>
]]></content:encoded>
	</item>
</channel>
</rss>

