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	<title>Comments on: Legitimate Reasons Why You SHOULD PAY For a Loan Modification</title>
	<atom:link href="http://seattleshortsaleblog.com/2009/08/27/reasons-why-you-should-pay-for-your-loan-modifications/feed/" rel="self" type="application/rss+xml" />
	<link>http://seattleshortsaleblog.com/2009/08/27/reasons-why-you-should-pay-for-your-loan-modifications/</link>
	<description>...breezing through short sales like a short sail</description>
	<lastBuildDate>Tue, 15 May 2012 23:27:42 +0000</lastBuildDate>
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		<title>By: Seattle Loan Modification Expert Advice &#124; Home Loan Modification Research</title>
		<link>http://seattleshortsaleblog.com/2009/08/27/reasons-why-you-should-pay-for-your-loan-modifications/comment-page-1/#comment-3288</link>
		<dc:creator>Seattle Loan Modification Expert Advice &#124; Home Loan Modification Research</dc:creator>
		<pubDate>Tue, 02 Aug 2011 03:21:47 +0000</pubDate>
		<guid isPermaLink="false">http://seattleshortsaleblog.com/2009/08/27/reasons-why-you-should-pay-for-your-loan-modifications/#comment-3288</guid>
		<description>[...] you? This question warrants an entirely different answer.You see, as partner of one of the bestSeattle Loan Modification Companies in Washington, I see on a daily basis how loan modifications actually work and the entire [...]</description>
		<content:encoded><![CDATA[<p>[...] you? This question warrants an entirely different answer.You see, as partner of one of the bestSeattle Loan Modification Companies in Washington, I see on a daily basis how loan modifications actually work and the entire [...]</p>
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		<title>By: kevin_kim</title>
		<link>http://seattleshortsaleblog.com/2009/08/27/reasons-why-you-should-pay-for-your-loan-modifications/comment-page-1/#comment-2216</link>
		<dc:creator>kevin_kim</dc:creator>
		<pubDate>Mon, 21 Jun 2010 03:36:59 +0000</pubDate>
		<guid isPermaLink="false">http://seattleshortsaleblog.com/2009/08/27/reasons-why-you-should-pay-for-your-loan-modifications/#comment-2216</guid>
		<description>Karen,

There is a reason why attorneys bill hourly and why this type of fee structure are common for these kind of services.  Unlike our partner company, many companies out there will charge a very high flat fee.  Our partner company starts low and only charges more if they absolutely must, and in order to remain accountable to the Department of Financial Institution as well as their customers, will justify every penny with recorded time spent, activity logs, etc.  Would you rather be charged a very high flat fee or be charged according to the time spent on your file?  

There have been clients whom have obtained successful modifications within a few days of making the request and they paid accordingly (a very low fee).  If that same client were to use a flat rate service, they would&#039;ve paid substantially more for only a few hours of mortgage officers time.</description>
		<content:encoded><![CDATA[<p>Karen,</p>
<p>There is a reason why attorneys bill hourly and why this type of fee structure are common for these kind of services.  Unlike our partner company, many companies out there will charge a very high flat fee.  Our partner company starts low and only charges more if they absolutely must, and in order to remain accountable to the Department of Financial Institution as well as their customers, will justify every penny with recorded time spent, activity logs, etc.  Would you rather be charged a very high flat fee or be charged according to the time spent on your file?  </p>
<p>There have been clients whom have obtained successful modifications within a few days of making the request and they paid accordingly (a very low fee).  If that same client were to use a flat rate service, they would&#8217;ve paid substantially more for only a few hours of mortgage officers time.</p>
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		<title>By: Karen</title>
		<link>http://seattleshortsaleblog.com/2009/08/27/reasons-why-you-should-pay-for-your-loan-modifications/comment-page-1/#comment-2163</link>
		<dc:creator>Karen</dc:creator>
		<pubDate>Fri, 30 Apr 2010 15:35:31 +0000</pubDate>
		<guid isPermaLink="false">http://seattleshortsaleblog.com/2009/08/27/reasons-why-you-should-pay-for-your-loan-modifications/#comment-2163</guid>
		<description>Hi Kevin, I spoke with you a couple of weeks ago about the company you recommend to help with loan modification. My concerns with their policy are the fees that they charge once they determine that you might qualify for a loan mod. I&#039;m concerned about the hourly rate with no &quot;cap&quot; that is charged for any work done on a loan mod. My understanding is that it can sometimes take months to accomplish a loan mod. Couldn&#039;t this potentially add up to a substantially huge bill with the company and one that the homeowner has no idea up front what the total cost would be? That seems scary to me and makes me leary of using the company that you recommend. Comments please.</description>
		<content:encoded><![CDATA[<p>Hi Kevin, I spoke with you a couple of weeks ago about the company you recommend to help with loan modification. My concerns with their policy are the fees that they charge once they determine that you might qualify for a loan mod. I&#8217;m concerned about the hourly rate with no &#8220;cap&#8221; that is charged for any work done on a loan mod. My understanding is that it can sometimes take months to accomplish a loan mod. Couldn&#8217;t this potentially add up to a substantially huge bill with the company and one that the homeowner has no idea up front what the total cost would be? That seems scary to me and makes me leary of using the company that you recommend. Comments please.</p>
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		<title>By: kevin_kim</title>
		<link>http://seattleshortsaleblog.com/2009/08/27/reasons-why-you-should-pay-for-your-loan-modifications/comment-page-1/#comment-1652</link>
		<dc:creator>kevin_kim</dc:creator>
		<pubDate>Tue, 03 Nov 2009 00:56:00 +0000</pubDate>
		<guid isPermaLink="false">http://seattleshortsaleblog.com/2009/08/27/reasons-why-you-should-pay-for-your-loan-modifications/#comment-1652</guid>
		<description>George,

The link has been fixed.  Thanks!</description>
		<content:encoded><![CDATA[<p>George,</p>
<p>The link has been fixed.  Thanks!</p>
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		<title>By: George</title>
		<link>http://seattleshortsaleblog.com/2009/08/27/reasons-why-you-should-pay-for-your-loan-modifications/comment-page-1/#comment-1639</link>
		<dc:creator>George</dc:creator>
		<pubDate>Fri, 30 Oct 2009 08:59:44 +0000</pubDate>
		<guid isPermaLink="false">http://seattleshortsaleblog.com/2009/08/27/reasons-why-you-should-pay-for-your-loan-modifications/#comment-1639</guid>
		<description>Kevin, what happen to your link to &quot;Paid For&quot; Loan Modification Help?? I tried the link and it failed.
Link in question in the featured article.

&quot;Click this link to obtain immediate, professional consultation regarding your loan mod.&quot;

Please let me know...I am very much interested.
George</description>
		<content:encoded><![CDATA[<p>Kevin, what happen to your link to &#8220;Paid For&#8221; Loan Modification Help?? I tried the link and it failed.<br />
Link in question in the featured article.</p>
<p>&#8220;Click this link to obtain immediate, professional consultation regarding your loan mod.&#8221;</p>
<p>Please let me know&#8230;I am very much interested.<br />
George</p>
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		<title>By: Should You PAY For Your Loan Modification? &#124; The Seattle Short Sale Blog</title>
		<link>http://seattleshortsaleblog.com/2009/08/27/reasons-why-you-should-pay-for-your-loan-modifications/comment-page-1/#comment-1284</link>
		<dc:creator>Should You PAY For Your Loan Modification? &#124; The Seattle Short Sale Blog</dc:creator>
		<pubDate>Sat, 19 Sep 2009 00:43:59 +0000</pubDate>
		<guid isPermaLink="false">http://seattleshortsaleblog.com/2009/08/27/reasons-why-you-should-pay-for-your-loan-modifications/#comment-1284</guid>
		<description>[...] CLICK HERE TOÂ VIEWÂ MY NEW POST REGARDING LOANÂ MODIFICATIONS.Â  IT CONTAINS A WEALTH OF INFORMATIO...Â  [...]</description>
		<content:encoded><![CDATA[<p>[...] CLICK HERE TOÂ VIEWÂ MY NEW POST REGARDING LOANÂ MODIFICATIONS.Â  IT CONTAINS A WEALTH OF INFORMATIO&#8230;Â  [...]</p>
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