Did you know that a successful loan modification could put you in type of loan not even borrowers will 800 credit score and tons of cash could ever qualify for?

It’s incredible..borrowers with bad credit and reduced incomes are obtaining better mortgages though modifying them then even the perfect borrower.

So tell me, would you like YOUR property to be added to our list of loan modification success stories? 

BELOW are examples of what our experts have been able to do for our clients with respect to their loan modifications.

Case #1

This client went from 11.25% to 5.625% and saved $1082 a month, making this deal a shorter break even than any refinance could have done.

Case #2

This client came to us 18 days prior to the sale of his home. We worked with his lenders to save his house and modify his loan from 11.25% to 4.875%, saving him almost $2,000 a month!

Case #3

This client went from being 4 months behind at 7% to being current with a 5 year ARM, saving more than $1,700/month.

Case #4

This client went from being 2 months behind at 10.25% to being current at 4.85%, saving her more than $1,300 a month.

Case #5

This client went from being 11 months behind after her ARM adjusted to 10.875%, to being current with a new 2 year ARM at 3.875%. Her monthly mortgage payments are now a third of the original amount.

Case #6

This client fell behind on mortgage payments on a house he has lived in for 19 years. We worked with his lenders to lower his rate from 8.5% to 1.75% for five years, saving him over $1,700 a month.

Case #7

This client saved $773 a month and his lenders brought him current on his property taxes.

Case #8

This clients’ loan was modified from a 40 year fixed 10% loan to a 10 year interest-only loan starting at 3.625%. The clients saved over $2,000 a month from modifying this loan!

So what’s the secret?

Quite frankly, the secret to our loan modification success stories is our negotiators.  Our negotiators are veterans in the mortgage industry who have direct relationships with the Vice Presidents, directors, etc. of the very banks that you are struggling with.  They also understand the following:

1.  How to skip past customer service and go directly to the decision-makers

2.  How to negotiate an “internal” loan modification as opposed to an “external” mod (ie. Obama plan)

3.  How to use legal loopholes and consequences as leverage to negotiate (and sometimes threaten) lenders into cooperating with you

4.  How to structure your financial package for optimium success (people have no clue how to prepare the package correctly)

Would you like more details on these success stories and the secrets to obtaining them?  If you are seeking similar results with your mortgage, I highly recommend contacting our experts to discuss your loan modification.

Kevin