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What is a Short Sale ?

Homeowners have an option to "short sell" when their properties are worth less than what they owe to their bank(s). For example, your house is worth $500,000 but you owe your bank(s) $550,000 in loans, home equity lines of credit, etc. If you qualify for a short sale, you may be able to sell your property for less than what is owed, avoid foreclosure and walk away from the property with little to no remaining debt. A short sale is a far better alternative to foreclosure, both for you and your bank. It is significantly less damaging to your credit, and you'll be able to buy a home much sooner after a short sale than with bankruptcy or foreclosure (3-5 years sooner).

About

As one of Seattle's leading short sale experts, Kevin Kim began this blog in order to ensure that homeowners and real estate agents were being given sound advice based on accurate information when dealing with pre-foreclosure and financial distress. After realizing that a majority of them were still not successfully dealing with their problems, Kevin decided to refer members of this blog to the best negotiators he could find whom he tested, approved and determined will get the job done. Thus, the sole purpose of this blog is to educate and connect people with the nation`s best short sale, loan modification & debt settlement negotiators, all of whom have been hand selected by Kevin Kim for their 95%+ success rates and/or stellar closing records. They have agreed to personally follow up with members of this blog and through this relationship, homeowners and real estate agents have now been able to get the education and the help they need to successfully deal with pre-foreclosure.

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